Qualifications

AGE

• At least one applicant must be a minimum of eighteen (18) years or age.
• Each occupant age 18 or older must complete a separate application, whether or not they will be financially responsible for payment of rent. 
• Each occupant age 18 or older must complete a separate application, where they will occupy the unit on a full-time or part-time basis. 

INCOME

• Total combined monthly gross income of all credit-approved applicants must be at least (3.5) three and a half times the monthly rent. 

CREDIT HISTORY

• Applicants must demonstrate positive credit history, with a credit score 585 or greater.
• Applicants with a credit score of 584 or below are considered only with a qualified co-signer or additional security deposit.  Qualified co-signer must have a credit score of 650 or greater and monthly gross income equal to at least 5 times the monthly rent. 
• An outstanding tax lien, adverse bank or credit reference, high debt, past due or dishonored debt, or items in collection may be grounds for rejection. 
• Any foreclosure or bankruptcy action must be fully closed and discharged. 

RENTAL HISTORY

• Applicants must have a positive housing history for at least three years, with no negative feedback from previous property owners/managers. 
• An applicant will not be approved if there is an outstanding balance due to an apartment community or mortgage company. Should an Applicant have a balance or failed to fulfill a lease agreement, including utility responsibilities, with prior housing, the Applicant will need to provide a written statement from the rental, management , or mortgage company that the balance has been paid in full. 

BACKGROUND CHECK

• A criminal-public record background check will be conducted for each applicant. 
• The background check must be able to completed for each applicant. 
• Applicant must have criminal-public record history with no felonies, gross misdemeanors, or misdemeanors